Loan Center

We provide a wide variety of loans to fund that special purchase or help you invest in your family’s future.

Mortgage Center


Tim M. Sedovic | Vice President

NMLS #: 806722

900 S. 12th Street
Quincy, IL 62301

Office: (217) 223-0500
Fax: (217) 221-2226

Email:tsedovic@csb123.com

Business Hours: Monday - Friday: 8:00 am - 5:00 pm CST

Tim joined Central State Bank in 2009 as Vice President and Mortgage Lending Manager. Tim is a Truman State University graduate, where he earned a bachelor's degree in business marketing. A St. Louis native, Tim now resides in Quincy with his wife, Karen and their three children where he is active in the Rural Adams Development Corporation, St. Peter Stewardship Committee and Quincy Basketball Officials Association. When asked about mortgage lending, Tim's motto is: Any loan officer can get you a loan, my mission is to get you the right loan.   Read more about Tim M.

Applying online is as easy as 1-2-3. You can apply now in as little as 20 minutes.

  1. Click Apply Now and complete the application.
  2. When you have completed the application, click submit and your information will be reviewed.
  3. I will follow up to answer your questions.

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My goal is to provide the highest level of service at competitive rates. I am only a phone call away if you need help.

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Today's Featured Rates

Conventional Fixed Rate
30 Year Fixed Rate
 Rate  APR  Points
 7.000%  7.055%  0.000%
15 Year Fixed Rate
 Rate  APR  Points
 6.375%  6.462%  0.000%
Government Loans
USDA/Rural Development 30 Year Fixed Rate
 Rate  APR  Points
 7.125%  7.617%  0.000%

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